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 Welcome to my website. l'm glad you're here.
I offer bespoke risk management and consulting services in several areas. These services help reduce uncertainty, foster resilience, and reduce risk financing costs using techniques, tools and solutions many insurance brokers can't or won't use, thereby increasing profit margins and enterprise competitiveness.

My primary areas of practice include:

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Fred R. White
Practicing through Fred R. White Risk Management & Consulting, Inc. & Affiliates
How We're Different
Risk Practitioner & Actuary



I am a graduate of Oklahoma State University, and I have served enterprises in various risk capacities as agent, underwriter, consultant and actuary for nearly 45 years. Although my agent's license is active, I do not sell ordinary insurance. Any insurance placements I make are highly specialized bespoke arrangements. Full resume link above.

My companies have been serving clients continuously since 1984. Some of my clients have been with me continuously since 1987. We usually work directly with the client, but sometimes we work as part of a team organized by another firm or the client's insurance broker or as a sub-contractor to other firms as the engagement dictates. See link to How We're Different above.

I have a great deal of experience in oil and gas exploration, production and services; healthcare delivery (hospitals and physicians); manufacturing; wholesale distribution; and financial institutions.

I have arrangement with a select group of highly skilled and trusted independent colleagues that I call when I need additional skills or man/woman power

I am located in Carrollton, Texas in the heart of the Dallas/Fort Worth metroplex.

Please browse my website and call or email me if I can help in any way.

Thank you for visiting. I hope I can serve you.

Fred White, CPCU, ARM, CHP
Principal; Risk Practitioner & Actuary
Tel. 972.394.4343
fwhite@frwcos.com